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Many people don’t really think of their credit as their buying power, but they should. When you have very little credit you’ll find that you have power, but not much. When you have excellent credit you’ll find that you have the ability to buy just about anything that you want.

And if you have poor standing you will find that you can buy very little, if anything, at least if you want to use it. You can build or tear down your buying capacity by using credit cards. Of course, you always want to be building your buying power!

When you get offers for credit cards in the mail do you stop and look at the interest ratee Do you even know what the rates are on your current cards and do you even caree

Many people simply gloss over these numbers and it’s silly for them to do this because when they don’t stop to consider the interest rates they could literally be throwing money away each month. Interest rates affect the affordability of everything in our lives and they are important whether you have just one debt card or many of them.

Debt Cards, Interest Rates, And You