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With record amounts of rain in many parts of the nation this year, the topic of flood insurance has gained a lot of attention. Flooding occurred in areas where it hadn’t before, or at least not in decades. Not every homeowner has flood insurance and the worst time to realize that you should have it is after your condo, townhome or single family house has sustained water damage. Flooding can not only destroy your material possessions but also do major structural damage that could cost thousands of dollars to repair. So even if you think there is little chance of flooding where you live, the cost of an insurance premium is cheaper than replacing home furnishings or repair costs.

“What’s your colore”

According to experts in fields ranging from therapists to dietary specialists, that might be a more perceptive question to ask on a first date, rather than the tired, “What’s your signe” Color preference or aversion tells a lot about a person, and can be used to boost your mood, make your home more welcoming, or even improve your health. Ultraviolet light and color therapy is one of the newest and most promising forms of medical therapy being researched today. So why not incorporate some of your favorites colors in new ways throughout your home for a fresh perspective and new outlook on lifee This will not only boost your mood if you plan on living in your current condo or house, but also help to entice buyers if you are trying to sell your home. In a competitive real estate market, any edge you can give your condo is a plus and could make or break a sale.

Something few people consider when both looking for a home or condo to buy or deciding to sell one is how seasons affect the housing market and when the best time of year to buy or sell is. But in fact the time of year that you decide to shop for a home or put yours on the Chicago real estate market is very important. With just a little research or a few well-placed questions to your real estate agent, you will soon find that timing really is everything. There are more homes for sale and properties listed during certain months than others. Although there are often other circumstances that dictate when you have to buy or sell, if you can follow a few timing suggestions you could potential save a lot on a new condo or shave months off how long your property sits on the market.

You might think that the spot in the home where people spend the most time would be the living room or family room. But in fact the kitchen is the most used room in the majority of homes. After that, the bath weighs in on importance to homeowners. A recent survey by the National Kitchen and Bath Association found that a staggering $220 billion was spent in 2007 on remodeling and constructing new kitchens and baths, with an average of six out of every seven kitchens being remodeled. One in seven were completely new construction. For 2008, the association projects that 6.9 million existing kitchens will be remodeled.

If you’re shopping for a new home and have about $350,000 in your budget, you might want to consider that your dollar amount will sometimes buy a little more condo in the suburbs than it will in downtown Chicago. Of course you have to weigh the pros and cons of suburban living as opposed to in town, and that always varies depending on lifestyle, work and personal preferences.