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With cheap travel insurance available more widely than ever before, the vast majority of travellers will buy some kind of insurance policy before they go away. But how many people actually know what they are buyinge Very few people read through their policy thoroughly enough, leaving themselves vulnerable to massive costs and missed claims. Here are a few of the things you need to check for when looking through your travel insurance policy.

Hazardous Sports and Activities

If you are preparing to disappear around the world on a gap year adventure, finding cheap travel insurance, researching the laws of a country and drawing up an itinerary to give to friends and family are probably some of the furthest things from your mind, but they shouldn’t be. Gap years are all about adventure, building experience and getting some great memories, but a holiday that lurches from one disaster to another will provide adventure of a very different kind and give you the kind of memories that you’d rather forget! As a provider of cheap worldwide travel insurance, I’ve dealt with all kinds of claims from people who have run into trouble while on holiday; here are my top tips to ensure that you have a safe and enjoyable gap year.

Many people are still tempted to scrimp on travel insurance, especially with short trips or visits to “safe” destinations. But with cheap travel insurance now so widely and easily available, there’s really no excuse to travel uninsured, especially given how common insurance claims are for certain destinations. Here are five countries that have some of the highest numbers of insurance claims…and the one country that has the least!

Thailand