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Cheap insurance for new drivers can be found by searching the Internet. You will most often be quoted a higher rate if you phone an insurance salesman or if you phone the home office of a large insurance company. This is because it costs the insurance company more to hire and train people than it does to simply use computers.

Consequently, the cheapest method for an insurance company to quote rates is to employ an online, automated system. Many times, an automated system will provide a lower rate quote to a new driver because it is less expensive for the insurance company to pay for computers than for people.